Cashless made effortless.

Apple Pay is easy and works with the Apple devices you use every day. You can make secure purchases in stores, in apps, and on the web. And you can send and receive money from friends and family right in Messages. Apple Pay is even simpler than using your physical card, and safer too.

A new kind of credit card. Created by Apple, not a bank.

Apple Card is the newest way to pay with Apple Pay. It’s built on the principles of simplicity and transparency. It actually encourages you to pay less interest. And it gives you a whole new level of security and privacy.

Learn more about Apple Card

We’re celebrating our national parks with a $10 donation for each Apple Pay purchase at an Apple Store, on apple.com, or through the Apple Store app in the U.S. from August 17 through 25.*

The easiest way to pay in stores.

Using Apple Pay with your iPhone or Apple Watch is faster than using a credit or debit card. Because spending money shouldn’t mean spending more time at the register.

See where you can use Apple Pay

See how to pay in stores with Face ID.

See how to pay in stores with Touch ID.

Use Apple Pay wherever you see one of these symbols.

The easiest way to pay within apps.

Use Apple Pay on the App Store to buy apps and games, or within apps to pay for a ride, a pizza delivery, or a new pair of sneakers — with just a touch or a glance. You can also use Apple Pay for a subscription to Apple Music, upgraded iCloud storage, and other Apple services.

The easiest way to pay on the web.

When you’re making purchases on the web in Safari on your iPhone, iPad, or Mac, you can use Apple Pay without having to create an account or fill out lengthy forms. And with Touch ID on MacBook Air and MacBook Pro, paying takes just a touch and is quicker, easier, and more secure than ever before.

The easiest way to send and receive money.

You can use Apple Pay to pay and get paid right in Messages, or by asking Siri. There’s no app to download, and you can use the cards you already have in Wallet. Send money for books to your son in college. Split a bill. Chip in for a gift. Send and receive from across the table — or across the country.

Sending money is as simple as sending a message.

Use your debit card with just a touch of your finger or by asking Siri.

See how to send money with a message.

Get paid and use the cash. All with Apple Pay.

When you receive money it’s added to your Apple Cash card that lives in the Wallet app. You can start using the cash right away to make purchases using Apple Pay in stores, in apps, and on the web. You can also transfer your Apple Cash balance to your bank account.

The easiest way to get around town.

Apple Pay already makes riding trains and buses simple in cities like Portland, Tokyo, Shanghai, Beijing, and London. Soon it will be easier in Chicago and New York City, too. You’ll breeze through the turnstiles just by holding your iPhone or Apple Watch up to the reader.

Learn more about riding public transit with Apple Pay

Privacy and security. With each and every payment.

The safer way to pay.

When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers, and when you pay, your card numbers are never shared by Apple with merchants.

Keep your purchases private.

When you pay with a debit or credit card, Apple Pay doesn’t keep transaction information that can be tied back to you. And when you use Apple Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.

Find it all in Wallet.

Apple Cash and your credit and debit cards are in the Wallet app along with boarding passes, tickets, rewards cards, and more. You can also add your student ID card to Apple Wallet to access places like your dorm and the library, or to pay for things like laundry and snacks on campus. Apple Pay works with most credit and debit cards from nearly all U.S. banks. Just add your participating cards to Wallet and you’ll continue to get all the rewards and benefits of your cards.

Setting up Apple Pay is easy.

Get started by adding your debit and credit cards to your iPhone, iPad, Apple Watch, or Mac.

Learn how to set up Apple Pay

See how to add a card.

Get your business ready for Apple Pay.

Accepting Apple Pay is easy.

Apple Pay is easy to set up and gives your customers a simple and secure way to pay and donate with the devices they use every day. If you already accept credit and debit cards, simply contact your payment provider to start accepting Apple Pay. Visit About Apple Pay for merchants to get more information, or contact merchant support.

Let your customers know you accept Apple Pay.

It’s easy to let your customers know you accept Apple Pay. Download the Apple Pay mark to use within email, on your terminal screen, and on your website. Order Apple Pay decals to put on your storefront window and register.

Download the decal and guidelines

Order Apple Pay decals for your store

Add Apple Pay to your Maps listing